Phone Screen Savings Phone Screen Debit Card Phone Screen Swiss Blue Chips
background shape background shape background shape background shape background shape background shape background shape

Paying
made easy

Saving
made easy

Investing
made easy

Simple things don’t need to be simpleminded. Our straightforward all-in-one finance app is the living proof.

Forget FOMO!
Catch the latest news now.

Our parent company, Swissquote, keeps an eye on us, and we keep an eye on your money.

Yuh Finance App Logo - Your App. Your Money.
Yuh was launched as a start-up in 2021. Today, it’s the #1 Swiss finance app, backed by Swissquote. Our business model is built on a foundation of zero fees and innovative ideas.
Since 1996, Swissquote has been disrupting traditional banking and trading, continuously developing innovative solutions for forward-thinking financial users.
Learn more

Nothing compares to the Yuh online account

Free account, free Mastercard, full control.

Yuh is where you get it all: free account, free Mastercard, TWINT, eBill and a built-in insurance.

Pay with Yuh

Save smarter, not harder!

Set savings goals, automate them and monitor your progress all in one place.

Save with Yuh
Woman holding smartphone showing Yuh app savings screen, with Yuh card on coffee table.
Savings
1’395.00 CHF
Travel
Learn more

Retire with a smile

Grow your Pillar 3a with Yuh, personalised to your goals and powered by a tiny 0.5% all-in fee.

Retire with Yuh
Woman’s hand holding smartphone showing Yuh app Pillar 3a screen for retirement savings.
Pillar 3a
5 investment strategies
Learn more

Yuh&Me, the free Swiss joint-account

The Yuh&Me joint account is designed for couples, flatmates and anyone who wants to manage common expenses in Switzerland more efficiently.
Learn more
Couple embracing on city steps, each holding a phone Woman in the city holding up her phone showing the Yuh app home screen Young man on an outdoor court holding a football and checking his phone
Rent
-1’750 CHF
26.08.2026
Migros
-15.90 CHF
14.09.2026

Earn Swissqoins
with every tap in the app

Swissqoin is Yuh’s one-of-a-kind crypto reward. Earn it simply by using the app, then spend, share or hold it as its value increases with Yuh’s success.

Get your free Yuh account now

Got your smartphone, valid ID and a utility bill at hand? WiFi’s working? Then you’re ready to go!

1
Get the app
Download the Yuh app from the App Store, Google Play Store or Huawei App Gallery.
Phone Screen QR Code
2
Create your account
Enter your personal details and verify your identity in the app.
yuh face recognition
3
Top up your balance
Make your first deposit (spoiler alert: if you fund your account with 500 CHF, you will receive 250 Swissqoins).
Illustration Balance Yuh Coin Phone
1
Get the app
Get the app
Download the Yuh app from the App Store, Google Play Store or Huawei App Gallery.
Phone Screen QR Code
2
Create your account
Create your account
Enter your personal details and verify your identity in the app.
yuh face recognition
3
Top up your balance
Top up your balance
Make your first deposit (spoiler alert: if you fund your account with 500 CHF, you will receive 250 Swissqoins).
Illustration Balance Yuh Coin Phone

See what our 400’000+ Yuhsers
have to say about us

5
Good overview and easy to use. I couldn’t find anything better so far. Well done!
Royono
September 5, 2025
5
Never invested before. With YUH I find it not only extremely simple and intuitive, but also comprehensive and has led to me to a real passion. It makes me feel that I have now control over my finances, that I can do something myself for my future. I feel empowered.
miciurin
July 7, 2025
5
The app is just amazing
Nico11119999
May 19, 2025
4
All perfect! To elevate the app, I would like to see a new section featuring credit card analytics, especially since it could become my primary Swiss bank. Do you have any plans to add this feature in the future?
Wrothie
Feb 6, 2024
5
I wanted to understand how one can mine schmecklecoin without Thot/Yakary figuring out the riddles of Jim Knopf and the Paradoxon of the Perpeto Mobile as it is explained in Rick&Morty battery episode. Have fun mining! šŸ˜‰
JWBG@99
Dec 8, 2024
5
Yuh bank app is one of best when come to send money to your family or your loved ones , or receive is very reliable and trusted, What are you waiting for ,you can download it true Apple Store or play store.
Kingsley alekuwe
August 26, 2026

Got questions? We’ve got answers.

Is Yuh a bank?

Here’s the deal: Yuh started out as a joint venture between Swissquote and PostFinance. Then, in July 2025, Swissquote acquired PostFinance’s share in Yuh, making us fully part of the Swissquote family. Our mission is to provide affordable services through one seamless mobile app. While Yuh itself isn’t a bank, all the banking and financial services offered through the Yuh app are provided by Swissquote Bank Ltd, which is authorised by FINMA (the Swiss Financial Market Supervisory Authority). This means you benefit from all the protections of Swiss banking law, including deposit protection of up to 100’000 CHF in the event of bankruptcy. As Yuh and Swissquote are considered one entity, this coverage collectively applies to your funds across both your Yuh and Swissquote accounts.

How much does Yuh charge in fees?

Yuh charges no fees whenever possible, and low fees when necessary. In all cases, you can rely on full transparency. Check out our pricing list.

Which investment products can I trade with Yuh?

We offer a broad selection of the most sought-after investment products: shares, ETFs and Trending Themes and more!

How do I get the free Yuh Mastercard?

You can activate and use your virtual card in the app under Pay > CardĀ and add it to your preferred mobile payment methods. Are you more of a physical card type? Stay inĀ Pay > CardĀ and swipe until the physical card appears. Order it and it’ll be on your doorstep within 10 working days.

What do I do if my card is lost or stolen?

Step 1: DON’T PANIC! We’re here for you. If you discover that your card has disappeared or been stolen, you can put a temporary hold on it to prevent any unauthorised use or monetary mischief. Simply login to your Yuh app, head to the Pay tab, then tap Card, then Card Settings, and lock your card.

If you happen to find your card down the back of the couch or hiding underneath the cat, you can easily unlock it in the same way. If you suspect your card has been stolen, while we wait for karma to catch up with the thief, let us know by calling the Customer Care Center on +41 44 825 87 89, so we can commiserate and issue you a new card.

When you order a new physical card, we charge a small fee of 20 CHF.

Need help? Our Customer Care is all ears

Take charge of your money, switch to the Yuhniverse!

Illustration Illustration Illustration Illustration