SwatchPAY!
Pay like a sci-fi hero

It was called sci-fi in the 80s, now it’s called SwatchPAY! One tap of your cool Swatch on your wrist and your everyday errands become a scene straight out of the movies.

The future
on your wrist

SwatchPAY! Illustration for its NFC technology SwatchPAY! Illustration for its NFC technology

Always
on call

SwatchPAY! is based on NFC technology, so it doesn’t need to be charged. Your watch is always ready, so you can make payments anytime, anywhere, without worrying about battery life.

SwatchPAY! Illustration for its security and ease of use with the Yuh Card SwatchPAY! Illustration for its security and ease of use with the Yuh Card

Ultra-secure
payment technology

Every SwatchPAY! transaction is encrypted using advanced tokenisation, keeping your Yuh card details safe. Your payment details are never stored on the watch, providing the highest level of security.

SwatchPAY! Illustration designed for its everyday use SwatchPAY! Illustration designed for its everyday use

Designed for
real life

SwatchPAY! watches are built for everyday use. They’re water-resistant and durable, making them perfect for your active lifestyle, while keeping your payments seamless and secure.

Perfect for life on the move

Pay effortlessly with a tap—no phone, no wallet, just you and your Swatch.

Secure and reliable

Every transaction is encrypted and secure. Your information is never at risk.

Ready when you are

Always active, no charging required.

Perfect for all conditions

Waterproof and durable, designed for your active life.
SwatchPAY! Illustration with the Yup app on the phone

How to use
SwatchPAY! with Yuh

Have your Yuh card and compatible Swatch watch ready, then download the SwatchPAY! app and follow the in-app instructions to set it up.
Alternatively, you can visit a Swatch store and ask the staff to help you activate it.

Learn more

Still raising an eyebrow in doubt? Ask us about anything that’s keeping you from sleeping at night!

What is the limit for contactless payments?

The contactless limit is 80 CHF/EUR/USD (or equivalent) of accumulated purchases made without entering your PIN code.

However, from time to time you may be asked to enter your PIN code for purchases under 80 CHF. Not to test your memory (although that’s a helpful side effect) … but for security reasons to help prevent fraud.

You will always need to enter your PIN code for single purchases totalling over 80 CHF.

Additionally, you will need to enter your PIN code:

after ten contactless payments in a row, or
whenever the cumulative amount of contactless purchases in a row exceeds 500 CHF/EUR/USD. For example, if you have made eight purchases of 50 CHF and then two of 25 CHF using the contactless method, you will not be able to make another contactless purchase of 60 CHF, because the limit of 500 CHF has been reached.
Once you enter your PIN, the limit resets.

What is the PIN for a SwatchPAY! watch?

Your SwatchPAY! watch doesn’t have its own PIN. If you are asked for a PIN when making a contactless payment, simply use the PIN of your payment card.

How do I link my Yuh card to SwatchPAY?

To link your Yuh card to SwatchPAY!, first download the SwatchPAY! app to your smartphone. Open the app, select your SwatchPAY! watch model and follow the steps to connect your Yuh Mastercard. You can also visit a Swatch store if you need help setting up the service.

Do I ever need to recharge my SwatchPAY! watch?

Your SwatchPAY! watch does not need to be charged. It uses an NFC chip for payments that doesn’t rely on a battery, so your watch is always ready to make secure payments without the hassle of charging.

Is it safe to use SwatchPAY! with my Yuh card?

Yes! SwatchPAY! offers a high level of security. Your actual card details are never stored on the watch or shared during transactions. Instead, it uses tokenisation to encrypt your payment information, ensuring that your data remains secure every time you make a payment.

Where can I pay with SwatchPAY! using my Yuh card?

SwatchPAY! can be used wherever contactless payments are accepted. Simply hold your watch near the payment terminal and your transaction will be completed instantly, whether you’re shopping locally or abroad.

Use SwatchPAY! wherever you see this symbol:

More questions? Click here

Take charge of your money, switch to the Yuhniverse!

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